Wholesale Credit Risk Sanctioning Analyst (LevFin)

About the role

Barclays is hiring a Wholesale Credit Risk Sanctioning Analyst (LevFin) in Mumbai, India, within its Risk business. The role independently assesses and makes credit decisions for complex financing transactions in the LevFin, SLF and Hedge Funds sectors, in line with the bank's credit risk appetite and regulatory requirements, and contributes to the development and implementation of credit risk policies and procedures for the Specialised Sector.

Key responsibilities

• Analyse complex financial information and business models of LevFin, SLF and Hedge Fund clients to assess creditworthiness, repayment capacity and potential risks.
• Prepare annual and periodic credit reviews for submission to senior Risk Officers and presentation in Credit Committees.
• Monitor the performance of the LevFin, SLF and Hedge Fund portfolio and report early warning signs of credit deterioration.
• Evaluate the risk profile of each application, considering industry trends, borrower financials, collateral and market conditions.
• Document credit decisions and rationale clearly, following internal audit and regulatory reporting standards.
• Support senior credit officers with periodic regulatory examinations, internal audits, transactions and risk initiatives.
• Develop and implement strategies to mitigate identified credit risks and optimise portfolio performance.

Required profile

• Experience in corporate credit risk assessment of global credits, focused on the US and/or EMEA regions within the high-risk/LevFin domain.
• Experience in credit risk, preferably in an international banking environment covering leveraged and/or high-yield clients.
• Ability to work in a fast-paced environment, multi-task and handle competing priorities.
• Legal right to work in India; sponsorship is not offered.

Required skills

• Good analytical skills with attention to detail and the ability to make big-picture decisions.
• Strong interpersonal, verbal and written communication skills.
• Technical knowledge of the assigned area of expertise and the underlying principles of credit risk.