Senior Analyst, Collateral
Altisource · Bengaluru
Job description
About the role
As a Senior Analyst, Collateral you will work directly with the executive leadership of Altisource, a NASDAQ‑listed company, to develop and organise financial strategies for multiple lines of business within the US mortgage and real‑estate sector.
Key responsibilities
- Maintain a working knowledge of US mortgage originations closing procedures, as well as federal and state lending laws.
- Interpret investor guidelines (FNMA, FHLMC, FHA, VA, USDA) and apply them to specific loans.
- Review all property documents—including appraisal, purchase agreement, title and insurance—for accuracy and completeness.
- Ensure the property is structurally sound and meets agency guidelines and client overlays, and assess the accuracy of appraisal reports.
- Examine title and insurance documents to confirm sufficient coverage and proper handling of encumbrances.
- Audit property documents from a salability standpoint on a daily basis, noting any exceptions.
- Assess risk, identify potential fraud and flag red‑flag indicators.
Required profile
- Bachelor’s degree.
- Minimum one year of experience in core US residential mortgage underwriting.
- Strong knowledge of mortgage loan documents and related processes.
What we offer
- Competitive salary based on experience and skills.
- Comprehensive insurance plans, including medical, personal accident and life insurance.
- Wellness programmes such as onsite doctor support, psychologist, counselor and health‑checkup camps.
- 10 paid holidays plus 26 paid days off per year.
- Regular employee‑engagement activities, both onsite and offsite.
- Opportunities to participate in community service initiatives, including Habitat for Humanity.
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Published 5 hours ago
Expires 1 month from now
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Altisource
Bengaluru