Risk Analyst (1-3 years experience)

About the role

We are seeking a detail‑oriented Credit Analyst to join our risk management team. The ideal candidate will be responsible for implementing credit risk policies, optimizing risk policies, and ensuring compliance with regulatory requirements. You will work closely with data scientists, product managers, and credit teams to enhance our underwriting models and decisioning frameworks.

Key responsibilities

• Analyze credit risk across various products, including merchant and personal loans, postpaid.
• Liaise with the business team to understand and implement credit risk policies on the platform.
• Monitor performance of credit risk policies and provide feedback to product and policy teams.
• Utilize alternative data sources, machine learning models, and traditional credit assessment techniques to enhance risk evaluation.
• Conduct testing and scenario analysis to measure policy resilience.
• Monitor key risk indicators (KRIs) and provide actionable insights to management.
• Ensure compliance with regulatory guidelines and internal risk policies.
• Collaborate with product and technology teams to integrate risk‑based decision‑making into lending processes.

Required profile

• 1‑3 years of experience, preferably in a fintech or banking environment.
• Proficiency in SQL and Python for data analysis and manipulation.
• Excellent analytical, problem‑solving, and communication skills.
• Ability to work in a fast‑paced, dynamic environment and collaborate across teams.
• B.Tech from NIT/BITS or other reputed institutions.

Required skills

• SQL
• Python

What we offer

• Bragging rights to be behind the largest fintech lending play in India.
• A fun, energetic and once‑in‑a‑lifetime environment that enables you to achieve your best possible outcome in your career.
• Compensation designed to create wealth for the right fit.