Senior Credit Analyst – Financial Institutions (Banks/NBFCs)

About the role

ANZ is looking for a Senior Credit Analyst to join its Institutional Research & Analysis team in Bengaluru. You will support the Financial Institutions Group, covering banks, insurance companies and non‑banking financial institutions, delivering end‑to‑end credit analysis and portfolio management with a global perspective.

Key responsibilities

• Prepare annual and interim credit memoranda through detailed financial analysis of banks, insurance firms and other NBFIs.
• Conduct credit analysis by evaluating financial statements, risk profiles and overall performance.
• Monitor rating changes, financial disclosures and industry developments that affect the portfolio.
• Ensure accuracy and quality of static data across internal systems.
• Respond to stakeholder queries promptly and professionally.
• Maintain compliance with internal policies, procedures and governance frameworks.
• Collaborate with Relationship Managers, R&A Associates and Risk Executives to identify and mitigate risks.
• Support end‑to‑end credit management activities across all FIG segments.

Required profile

• 1–3 years of relevant experience in credit analysis and research of financial institutions.
• Strong understanding of credit risk, banking fundamentals and financial analysis.
• Proven ability to write credit reports with attention to detail and quality.
• Working knowledge of group credit policies, principles and governance frameworks.
• Excellent written and verbal communication skills.

Required skills

• Credit risk assessment
• Financial statement analysis
• Knowledge of banking and NBFI products
• Familiarity with credit policy and governance