Area Sales Manager – Two-Wheeler Loan

About the role

The Area Sales Manager – Two‑Wheeler Loan drives sales volumes and builds a high‑quality loan portfolio for two‑wheeler financing across branches on a pan‑India level. The role expands product reach across customer segments and channels while ensuring compliance, portfolio quality, and cost‑effective delivery, leveraging technology to enhance the customer experience.

Key responsibilities

• Acquire new customers for two‑wheeler loans in identified segments.
• Consistently meet and exceed monthly targets for new customer acquisition by analysing customer needs.
• Provide regular feedback to Relationship Managers on customer opportunities and requirements.
• Ensure adherence to sales norms and Standard Operating Procedures defined by the organization.
• Maintain strict compliance with internal policies and external regulatory guidelines.
• Ensure quality sourcing aligned with the bank’s credit and operational policies.
• Foster a team environment focused on digital enablement to holistically meet customer needs.
• Drive initiatives that support the bank’s rapid growth targets and strategic objectives.
• Improve sourcing from strategic alliances and direct channels.

Required profile

• Graduate degree in any discipline (full‑time); post‑graduation preferred.
• Minimum 5 years of experience in retail banking or loan sales, preferably in two‑wheeler or vehicle financing.

Required skills

• Strong understanding of retail lending products and customer acquisition strategies.
• Excellent verbal and written communication skills in English.
• Ability to analyse market trends and customer behaviour.
• Execution‑focused with a commitment to portfolio quality and compliance.
• Tech‑savvy mindset for digital transformation and customer‑centric innovation.