Data Scientist II – Financial Analytics

About the role

Finicity, a Mastercard company, is seeking a Data Scientist II to join its Data Science and Analytics team. You will work on open‑banking initiatives, building predictive and decision‑making models that improve financial health for consumers and businesses.

Key responsibilities

• Analyze large, complex datasets to uncover insights and develop predictive and decisioning models.
• Apply statistical techniques such as regression, classification, clustering and segmentation to create robust model baselines.
• Design, build and maintain machine‑learning and, where appropriate, deep‑learning solutions for financial applications including transaction classification, temporal analysis and risk modeling.
• Measure, validate, monitor and continuously improve model performance, defining success metrics and feedback loops.
• Implement best‑practice engineering processes – reproducibility, testing, documentation, versioning and monitoring – in collaboration with engineering teams.
• Communicate technical challenges, trade‑offs and results clearly to internal stakeholders.

Required profile

• Passionate about leveraging data to deliver high‑quality customer solutions.
• Strong technical leader with high motivation, intellectual curiosity and an entrepreneurial mindset.
• Analytical thinker comfortable working on ambiguous problems.

Required skills