Territory Manager – Loan Against Property
IDFC FIRST Bank · Thiruvananthapuram
Job description
About the role
The Territory Manager – Loan Against Property is responsible for sourcing loans through market channels, building a high‑quality loan portfolio and leading a team to meet the bank’s sales and risk objectives.
Key responsibilities
- Source and manage business channels from the market to acquire new loan customers, building and maintaining a quality loan portfolio while minimizing delinquencies and rejections.
- Ensure adherence to internal policies and regulatory guidelines.
- Stay updated with retail asset products, operational processes, and market trends; identify evolving market dynamics and develop channels to enhance business acquisition.
- Deliver high‑quality customer service and recommend process improvements to drive operational efficiency.
Required profile
- Graduation in any discipline.
- Minimum 3 years of relevant experience in loan sourcing or retail banking.
- Strong understanding of retail asset products and market trends.
- Excellent communication and relationship management skills.
- Ability to lead teams and collaborate across functions.
- Customer‑centric approach with focus on quality and compliance.
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Published 3 days ago
Expires 1 month from now
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IDFC FIRST Bank
Thiruvananthapuram
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