Senior Product Manager – Lending Risk

About the role

We are looking for a rockstar Senior Product Manager – Lending Risk to lead the Merchant Lending Risk charter at Paytm. You will own the risk product strategy that powers unsecured merchant loans, balancing aggressive growth with rock‑solid credit quality and regulatory integrity, while partnering closely with Risk, Data Science, Engineering and Business teams.

Key responsibilities

• Define and drive the product roadmap for merchant lending risk.
• Build and scale rule engines (BRE), decision engines, and model orchestration layers.
• Implement audit‑ready decision logs and explainability layers.
• Build robust policy versioning and experimentation infrastructure.
• Lead a team of credit risk analysts responsible for underwriting, risk, fraud, and monitoring.

Required profile

• 5+ years of product management experience in the consumer or fintech industry.
• Strong experience in unsecured merchant or SME lending preferred.
• Strong analytical and structured thinking ability.

What we offer

• A collaborative, output‑driven program that brings cohesiveness across businesses through technology.
• Opportunities to improve average revenue per user by increasing cross‑sell opportunities.
• 360‑degree feedback from peer teams on your support of their goals.
• Earned respect from peers and managers.