Principal Consultant - Financial Crime, Risk, Regulation and Finance Function

About the role

Capco is seeking a Principal Consultant to lead financial crime, risk, regulation and finance transformation projects for major financial institutions. You will advise on AML/KYC, transaction monitoring, sanctions and fraud, helping clients meet regulatory obligations and optimise costs.

Key responsibilities

• Support clients in achieving compliance with regulatory obligations, including remediation and regulatory review responses.
• Design and implement automated financial crime, sanctions and fraud operating models using AI and other emerging technologies.
• Analyse client capabilities to identify cost‑saving and risk‑management opportunities within anti‑financial‑crime and anti‑fraud functions.
• Assess, benchmark and redesign target operating models, controls and processes for financial crime and fraud.
• Source and implement technology solutions for KYC, transaction monitoring, sanctions screening and fraud detection.

Required profile

• Strong understanding of financial crime, sanctions and fraud regulations, risk assessment and the three‑lines‑of‑defence model.
• Proven experience delivering automation and transformation projects, preferably with AI.
• Background as a management consultant or in a change role within a financial services institution.
• Excellent interpersonal, written communication and stakeholder management skills.
• Ability to mentor junior team members and contribute to business development.

Required skills

• AI and automation technologies applied to financial crime detection.
• KYC/CDD processes and tools.
• Transaction monitoring systems.
• Sanctions screening tools and regimes.
• Fraud detection, prevention and response techniques.

What we offer

• Engaging projects with leading global banks that transform the financial services industry.
• Continuous learning opportunities to develop new skills and deepen expertise.
• A flat, non‑hierarchical structure enabling direct interaction with senior partners and clients.
• A diverse, inclusive and meritocratic culture.
• Competitive family‑friendly benefits, including extensive parental leave and paid leave for health‑related circumstances.