Manager – Business Finance (Lending)

About the role

We are seeking an energetic, analytical, and business‑focused Manager – Business Finance to join our Lending Finance team. In this role you will act as a key financial partner to business leads, product managers, and risk teams across Personal Loans, Merchant Loans, and Credit Cards portfolios.

Key responsibilities

• Build, maintain, and refine end‑to‑end financial and revenue models for lending products, modelling interest accruals, processing fee yields, loss provisions and cost of funds.
• Partner with Business Heads to evaluate new commercial constructs, lender tie‑ups and product feature launches, analysing unit economics and risk‑adjusted returns.
• Lead the Annual Operating Plan creation, monthly business reviews and quarterly rolling forecasts, performing variance analysis for disbursements, revenue, gross margin and EBITDA.
• Prepare CEO/CFO‑ready executive updates, flash reports and board presentations, ensuring data integrity and tracking of activation metrics, loan book sizing and revenue realization.

Required profile

• Chartered Accountant (CA) or MBA in Finance from a top‑tier institute.
• 4–5 years of progressive experience in Business Finance, FP&A or Financial Strategy, preferably in FinTech, NBFCs, retail banks or lending platforms.
• Deep understanding of lending P&L drivers such as interest income, processing fees, loss guarantees and bureau/API costs.
• Advanced financial modelling ability with expertise in building loan book projections and accrual frameworks from scratch.

Required skills

• Advanced Excel modelling.
• Experience with AWS services.