Legal & Compliance Officer

About the role

The Legal & Compliance Officer will ensure end‑to‑end legal and regulatory compliance for all lending and operational activities of a non‑bank financial company (NBFC). The role covers client due diligence, transaction structuring, documentation, regulatory reporting and litigation management in line with RBI guidelines and applicable laws.

Key responsibilities

• Draft, vet and manage legal documentation such as loan agreements, term sheets, sanction letters and security documents, ensuring accuracy and enforceability.
• Standardize documentation templates to meet regulatory and business requirements.
• Develop and maintain KYC and borrower due‑diligence processes in line with regulatory and internal standards.
• Provide legal insights to the credit team on borrower risk, collateral enforceability and transaction structuring.
• Conduct title verification and legal due‑diligence for property‑backed transactions, overseeing mortgage creation and security documentation.
• Monitor and implement updates to RBI, Companies Act and NBFC‑specific regulations, maintaining compliance trackers and responding to regulator communications.
• Handle statutory registrations and filings, including charge registration with ROC, security interest registration with CERSAI, LEI registration and CKYC compliance.
• Manage the litigation portfolio, coordinate with external counsel, track case progress, draft legal notices and support recovery and enforcement actions.
• Liaise with internal teams (credit, operations, risk, secretarial) and external stakeholders (law firms, regulators, clients) to provide timely legal advice.

Required profile

• LLB or LLM from a recognized university.
• 5–8 years of experience in legal and compliance roles within NBFCs, banks or financial services.
• Demonstrated experience in lending transactions, documentation and regulatory compliance.
• Certification in Banking & Finance Laws, Financial Regulations or Compliance Management is preferred.

Required skills

• Legal drafting and documentation.
• Regulatory analysis and compliance monitoring.
• Litigation and recovery management.
• Client due‑diligence and KYC processes.
• Stakeholder liaison and advisory.