Finance Controller – NBFC & Gold Loan Operations

About the role

We are a fast-growing Indian financial services firm specializing in NBFCs, gold‑loan and asset‑backed lending. We are looking for a Chartered Accountant to lead finance control across our loan portfolios, ensuring compliance, accurate reporting and strategic insight.

Key responsibilities

• Own end‑to‑end finance control, delivering accurate P&L, balance‑sheet and cash‑flow reporting for NBFC and gold‑loan portfolios.
• Lead statutory compliance with RBI guidelines, NBFC audit requirements and GST/Income‑Tax filings, ensuring zero delays or discrepancies.
• Optimize internal controls for loan disbursement, collateral management and NPA tracking, integrating with core banking systems.
• Drive month‑end closing, reconciliations and variance analysis, flagging operational or credit risks early.
• Partner with Treasury and Risk teams to monitor liquidity, capital adequacy ratios and ALM metrics in line with RBI norms.
• Automate reporting flows using ERP systems (Tally, SAP or Oracle) and BI tools to improve finance productivity and board‑level visibility.

Required profile

• Chartered Accountant (CA) – mandatory.
• Hands‑on experience in NBFC or gold‑loan finance operations.
• Strong knowledge of RBI NBFC regulations and NPA provisioning norms.
• Proven ability to manage statutory compliance, GST and Income‑Tax filings.
• Experience coordinating internal or statutory audits.

Required skills

• ERP systems – Tally, SAP FICO or Oracle Financials.
• Advanced Excel for financial modelling and reconciliation.
• Financial reporting and MIS for loan portfolios.
• GST and Income‑Tax compliance in financial services.
• Core banking platforms – Finacle, Temenos or similar (preferred).
• BI/visualisation tools – Power BI or Tableau (preferred).
• Understanding of Basel III / CRAR capital‑adequacy norms.

What we offer

• Direct impact on scaling India’s fastest‑growing NBFC and gold‑loan verticals.
• Hyper‑growth startup environment with autonomy, ownership and board‑level exposure.
• Competitive compensation, performance‑linked bonuses and ESOPs.