Credit Analyst – Corporate Banking

About the role

We are looking for a Credit Analyst to join Capco’s corporate banking team in India. The role involves underwriting, credit appraisal and financial analysis for corporate and wholesale banking clients.

Key responsibilities

• Perform credit underwriting and appraisal for corporate/wholesale banking clients, including detailed credit reports.
• Prepare end‑to‑end credit proposals covering industry and peer analysis, risk assessment, internal rating, documentation and collateral evaluation.
• Conduct financial analysis such as cash‑flow, working‑capital, leverage, enterprise‑value and ratio analysis.
• Evaluate loan structures including term loans, working‑capital facilities and trade‑finance exposures.
• Assess and monitor compliance with financial and non‑financial covenants.
• Analyze collateral and security structures for fund‑based and non‑fund‑based limits.
• Build and review financial models and projections.

Required profile

• 2–5 years of experience in corporate or wholesale banking credit roles.
• Strong experience in credit appraisal for large corporates or mid‑market clients.
• Solid understanding of banking products such as cash‑credit/overdraft, term loans, guarantees and letters of credit.
• Expertise in financial statement analysis, credit risk assessment and rating frameworks.
• Proficiency in financial modelling and forecasting.

Required skills

• Financial modelling
• Financial statement analysis